Toll-Free:  800-326-3328
Salt Lake Area:  801-456-7000

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YouthCents Accounts

Visit the Youth Cents Site

YouthCents is a savings account for people who are 18 and under. It's also the name for a financial education website (click here) for parents and leaders to teach youth about money.

A YouthCents account requires only $5 to open. In fact, Deseret First will do a 10% match on up to $100. That means if you open the account with $100, we'll give you $10.

Plus, YouthCents accounts come with a rewards program to encourage regular savings! Every three deposits that add up to at least $15 enables your child to choose from an assortment of cool prizes!

Apply Now

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Salt Lake area: 801-456-7000
Toll-free: 800-326-3328
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Savings as high as:
5 Yr Jumbo CD 2.80%
Money Market 0.45%
Rewards Checking 1.00%
Savings Rates (APY)

Loans as low as:
Auto Loan 4.99%
Rewards Platinum 12.90%
Loan Rates (APR)
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